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One of the most popular ways to establish credit is by using a secured credit card.
Before applying for a secured card, you should have some savings that you can submit as a deposit.
Our credit experts would love to know what you think.
Just remember to keep it clean, civil, honest, and avoid posting sensitive, private information.
Other types of credit cards worth considering are student cards that are targeted at young adults, and even cards for newcomers that are targeted at recent immigrants.
To establish a credit history, you will need to start by opening a credit account of some sort, and the sooner you do so, the sooner you will be able to work toward better credit and qualify for other loans.
To open a new account, you must be 18 years of age or older, and if you are under 21, then you need to be able to show a source of income as a means to repay the loan.
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