Consolidating personal school loans

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Visit for more information, including up-to-date interest rates and APRs.Credible is a website where you find lenders who are willing to refinance your student loans.Or lock in a fixed interest rate from 5.74% APR to 8.49% APR for a 10-year repayment term or from 5.99% APR to 8.49% APR for a 20-year repayment term.The fixed interest rate is set at the time of application and does not change during the life of the loan.

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And you can refinance anything from ,000 to whatever crazy high number your student loans are.The variable interest rate is calculated based on the 3-Month LIBOR index plus the applicable margin percentage.The margin is based on your credit evaluation at the time of application and does not change.Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan. Lowest variable rate of 2.27% APR assumes current 1 month LIBOR rate of 2.27% minus 0.15% margin minus 0.25% ACH discount. If approved for a loan, the fixed or variable interest rate offered will depend on your creditworthiness, and the term of the loan and other factors, and will be within the ranges of rates listed above.For the So Fi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly.

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